IS YOUR WEALTH MANAGER SHOWING YOU THEIR RESULTS COMPARED TO A BENCHMARK

The next time your financial planner says they are doing a great job looking after your money, as they sold out at the perfect time and bought back in at the perfect time, don't take them at face value and ask them to prove it.  To do this ask them to compare your result  net of fees to the most relevant benchmark, do this for the current review period and the previous 12 and 36 months.  You might be surprised at how exact their timing was or was not.