Cold Callers

The latest garbage that cold callers are now peddling is "tax variations".  They make it sound like there's a tax loophole that allows people to get a whole lot of additional tax refunded.  For most people there is absolutely no benefit.  For some people who typically get large refunds of their PAYG withholding when they complete their tax return, all that it means is that they get this refund slightly earlier. This is because the "tax variation" means not as much PAYG withholding is taken from their wage during the year.  For this minor cash flow benefit the cold caller will charge a fortune - I wonder whose interest the cold caller is thinking of.

This "tax variation" garbage comes on top of cold calls in relation to "fantastic property investment opportunities", which just happen to make the cold caller thousands on dollars.

Always check with a trusted adviser before proceeding with anything these cold callers have to say - better still just hang up on them.